Tuesday, October 2, 2012

We did it!!!!!

I know I have been awful about posting lately.  But today, I have to share our BIG news!!  We accomplished a HUGE goal.  And we did it way before we thought we would.

Waaaaaaay back in 2010, I posted about it for the first time.  Then in January of this year I posted about it again.  And then again.  Then one more time in February.  And then instead of posting about it, I just got to work.  And guess what?  Working....WORKS!!

We worked our butts off this year at sticking to our budget.  We made lots of cuts and were super disciplined.  We planned on spending all of this year and maybe a little of the beginning of next year to get out of debt.  Turns out, once you get that snowball rolling it gathers speed and momentum like you could never imagine!

We did lots of research and reading and saved our baby emergency fund in January.  Then in February we started knocking out debt.  And on September 28th we made our LAST payment!!!!!  The very last one!  EVER!  We are 100% debt free!  We don't owe a single penny to anyone.  Not one!  In an 8 month period we paid off $25,316.43 of debt.  Yep!  We worked THAT hard!

I don't think I can explain how it feels for me.  This is years and years of bad habits.  Years and years of stressing about money.  Years and years of talking about how we are going to pay this off and make big changes.  YEARS of talk.  But this year it wasn't about talk anymore.  It was about ACTION.  Finally!  And we did it!

Accomplishing this goal together has changed Jason's and my relationship.  It has improved it so much!  Our communication is a thousand times better.  We know how to set goals and make plans and then work those plans together to achieve what we want.  We have really grown together.

In January, for our birthday, my parents gave us the greatest gift ever.  A gift certificate that said they would book us a hotel, take the kids for the weekend, and they even gave us cash for dinner.  We asked if we could wait to cash in our gift until we were able to leave Lucas behind as well, since he was still little and nursing at the time, and they obliged.  So to celebrate our new found debt freedom, we left the kids behind and spent a weekend together in SLC.  Just the two of us.  And it was heavenly!!

And now we have a new list of goals to work on.  Everything is mapped out clearly and we know that we will achieve those goals.  Piece of cake.  Because if we could do this ($25k in EIGHT months!!), we can do anything!

7 comments:

Hilary said...

Wow! Congratulations!!

Scott+Kimber+Ruby=Scimby said...

Thats amazing!!! Good job you guys, that kind of discipline is so tough!

jessicaksteen said...

That is beyond AWESOME!!! I need to know how you did this!!

Trish Griffee said...

A.MA.ZING!! Congrats!! That is truly awesome. When you are ready to buy a house let me know. I happen to have a few fantastic connections that way;) And with the way you guys can save it would take you no time.

Liz said...

Holy Cow!! That is a huge achievement! Way to work hard; you are definitely an inspiration!

Sara said...

YAY!!! Nicely done!

Nicole said...

That is AMAZING!!! Congrats!!!!